Foundations01
A twelve-month plan for a new European investor
Twelve months is long enough to build a habit and short enough to finish. The plan is a calendar, not a personality.
3 October 2026 · 4 min
Vol. I · Amsterdam · 18 essays
Lead essay
How to start investing in Europe without turning it into a hobby
The first year is an order of operations. Get the sequence right and the products almost choose themselves.
A practical sequence for new European investors: emergency cash in euros, one broad market holding, costs you can explain, and a small crypto sleeve only after the base is built.
Isaak V · 2 September 2026 · 4 min
Read the essayAlso on the desk
The offer, without the fog
The Robinhood EU crypto offer, in one page
The offer is specific. The caveats are part of the offer. Here is the link, the €50 condition, and the sentences we refuse to skip.
Check a deposit against €50Latest from the journal
All essaysThe €50 offer02
The Robinhood EU crypto offer, in one page
The offer is specific. The caveats are part of the offer. Here is the link, the €50 condition, and the sentences we refuse to skip.
1 October 2026 · 4 min
The €50 offer03
What “€50 worth of crypto” actually means
The euro figure is a conversion at a moment in time. The thing you hold afterwards is a coin, and coins do not owe you that euro figure.
28 September 2026 · 4 min
The €50 offer04
How large should a first crypto deposit be?
The right first deposit is the one you can watch fall by half without inventing a new personality.
20 September 2026 · 4 min
Costs & risk05
Crypto and tax: a plain-language sketch for the Netherlands and the EU
There is no European crypto tax. There is your country’s tax, your records, and a bad spring if you mix those up.
8 September 2026 · 4 min
Foundations06
Euro-cost averaging: a DCA plan you will still be running in March
The point of averaging in is not to buy the bottom. It is to buy on a date you do not get to renegotiate.
18 August 2026 · 4 min
Foundations
The order of operations for a new European investor: cash, a simple market holding, then anything speculative.
Crypto
Bitcoin, prices, holding, and how a coin sleeve behaves next to euro cash.
Portfolio
Buckets, funds, and the job a small crypto allocation is actually doing.
Costs & risk
Fees, taxes, position size, and the mistakes that quietly compound.
The €50 offer
The Robinhood EU crypto referral, stated in plain language with the caveats beside it.